Find the right home loan
Buying a property
is a time to be excited.
Don’t waste time searching for a home loan. As your mortgage broker, we’ll take care of it, doing the legwork to find the right loan that fits your needs.
Get started
Let's buy a home together
It's a big decision, so it's good to have someone there to help you make the right one.
Six tips for home buyers
Define your budget
Determine how much you can afford by assessing your financial situation, including your income, existing debts, and future expenses. Determine how much you can afford by assessing your financial situation, including your income, existing debts, and future expenses.
Research the neighbourhood
Investigate the neighbourhood where you plan to buy. Look into safety, schools, amenities, proximity to work, public transportation, and shopping centres. Visit the neighbourhood at different times of the day to get a sense of the environment.
Get a home inspection
Hire a qualified home inspector to evaluate the condition of the property. This can help identify potential issues with the home’s structure, plumbing, electrical systems, and more. The inspection report can provide valuable information and may be used in negotiations with the seller.
Understand the terms of the mortgage
Understand the difference between fixed-rate and variable-rate mortgages and choose the one that aligns with your financial goals. Be aware of additional costs like discharge closing fees and consider getting pre-approved for a mortgage to strengthen your negotiating position.
Consider future resale value
Even if you don’t plan to move anytime soon, it’s essential to consider the home’s resale value. Choose a property that has the potential to appreciate in value over time. Research the real estate market trends in the area to gauge its long-term stability.
Negotiate effectively
Feel free to negotiate with the seller, especially if the inspection reveals issues that may require repairs. Be clear about what repairs or improvements you expect the seller to make before closing, and ensure these terms are clearly outlined in the purchase agreement.
We do Hard work
We consider a range of options for you. Using our understanding and knowledge of the current market, we look at different loans and quickly narrow them down to the ones that suit your needs. Then we choose together.
And we help with the whole process.
We don’t stop at just finding the right loan. We help with the whole process. That includes completing the paperwork, managing the application, and following it through to approval. You’ll have clear guidance and support every step of the way, so things feel straightforward and under control.
Support for every stage of your property journey
What types of finance can Lending Boys SA help you with?
Becoming a first home buyer
Building a new home
Refinancing your home loan
Refinancing your home loan
Need a Home Loan?
Whatever your circumstances, we will find the deal that’s right for you. 'Send through a quick enquiry and we will be in touch.
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